2016年12月28日 星期三

竄改期限文件曝光 葡萄王驚爆賣過期健康食品

今天因為這個新聞,讓葡萄王股價跌停,後續是否真實,等新聞追蹤,葡萄王的消費者可能要留意。

本新聞來自TVBS網站報導。



【鏡傳媒報導】以提神飲料康貝特及靈芝王等健康食品走紅的台灣本土第一大傳銷公司葡萄王集團,年營業額逐年成長,直逼百億元大關,股價4年內飆漲7倍至每股逾2百餘元,上個月甫獲《天下雜誌》評選為「最佳聲望標竿企業」,竟驚爆將過期產品回收改標及改瓶裝後再上架的醜聞,疑被改標的產品包括熱銷近20年的靈芝王、多醣靈芝王及Q10納麴E、晶識王等共6項知名產品總數近20萬顆,恐已全遭消費者吞下肚!
11月初,葡萄王集團獲《天下雜誌》評選為「最佳聲望標竿企業」生技製藥類第二名,這家本土老字號公司,去年營收衝高到71億元,今年正挑戰百億元大關,股價更在十月飆上歷史新高282元,國內不少酵素類產品與藥品都是由葡萄王代工,公司前景一片大好。
但鏡週刊卻接獲爆料,葡萄王涉嫌將原本應該銷毀的過期產品,竄改標籤,延長有效期限,重新包裝後再販售給消費者,連熱銷近20年的招牌產品「靈芝王」也赫然在列,標榜保健強身的健康產品,卻以不健康手段欺騙消費者,讓原本期待花大錢可以買到健康的民眾,無辜受騙,吃下這些過期品,不僅得不到健康,還有可能傷到身體,行徑十分可惡!
鏡週刊取得葡萄王集團內部文件「成品報廢報表」,從表單上可以明顯看出,2012年底葡萄王回收靈芝王、樟芝王等91項報廢產品,至少有靈芝王、多醣靈芝王、Q10納麴E、晶識王、UA-3美纖菌、(五日窈窕)短期決戰等六樣產品,涉及改標後再重新分裝上架販售。
在葡萄王的「成品報廢報表」附件說明中,開宗明義就提到「經營業處討論後,請將以下品項整理後於通路使用」,其中,葡萄王的明星級健康食品「靈芝王」,高達11萬餘顆已經過期,葡萄王公司竟然全部竄改有效期限,明明2012年到期,卻延長到2015年,是所有竄改產品數量最多的一種。
葡萄王出品的靈芝王有靈芝界第一品牌之稱,年銷售平均逾千萬顆,營收上億元,靈芝王廣告宣稱可補充免疫力,180粒裝加贈30粒二瓶組,要價2790元,葡萄王曾針對靈芝王產品,打出「接吻幫助免疫調節、有靈芝王不必接吻一個人也可以」電視廣告,令人印象深刻,如今卻爆發欺騙消費者行為。
鏡週刊掌握的該批文件,上頭的傳真機號碼,正是葡萄王總公司的電話,顯示是內部人員利用公司傳真機傳給外面,文件中除了有基層人員簽字,經理欄更有該公司經理曾政富蓋章,押署日期為102年(2013年)1月14日,執行副總欄由現任董事長曾盛麟簽署,董事長欄則蓋有已故葡萄王創辦人曾水照印章,顯示改標變裝是由公司層層負責的共犯結構所為。
知情人士指出,當時葡萄王創辦人曾水照身體健康狀況不佳已住院,應已無法決行,集團當時是由曾水照留學英國的小兒子,現年43歲的曾盛麟掌舵。知情人士說,曾盛麟在2013年改標案發生時,已是集團最高決策者,至於現在是否持續該項惡行,市售有無其他過期品流通,台北地檢署日前已接獲檢舉,並分案偵辦中。

2016年8月17日 星期三

太相信銀行推薦,不一定是好事,看看TRF這個雪球吧



這幾年台灣的投資環境不好,買房子被政府課徵一堆有的沒有的稅,買股票賺股息,遇到很多無法填息,例如:中鋼、中聯資、中碳等,還要被課徵二代健保,買基金,嘿嘿.看本事,台灣有多少檔基金,貝萊德世界礦業基金、安聯收益成長基金-AM穩定月收類股這些都是台灣人愛買的基金,賺錢的有,賠錢的也不少。

之前我也被某一家銀行的理專推薦我玩TRF,包含人民幣、日幣、南非幣這些對美元等,但是我當時覺得這個風險大,沒有興趣,現在看看跳進去的人,就知道,慘慘慘。

慘重!看錯人民幣,台灣3700家企業面臨關廠風暴


商業周刊作者蔡靚萱 | 商業周刊 – 2016年8月17日 下午3:49


金融海嘯後,一場最嚴重的中小企業財務風暴,正以連鎖效應的方式爆發。它的關鍵字是:人民幣。兩年多前,市場一面倒看升人民幣,一般民眾搶辦人民幣存款,銀行界也向企業強力推銷一種壓寶人民幣升值的衍生性金融商品TRF。

TRF是一種高槓桿的外匯衍生性金融商品,特色是獲利有限,但若匯率不如預期走勢時,損失將可能無限大。這波連專家都看走眼的人民幣劇貶走勢,就成了這樣的無底洞。

我們發現,有一家國際知名休閒鞋的代工廠今年決定「債留台灣」,將TRF虧損20億元、貿易融資10億元,都丟給銀行,負責人已放棄在台資產、保留銀行查封不到的中國事業。這並不是單一事件。

2014年金管會公告,曾購買TRF的台灣企業達3797家,根據惠譽信評估計,這些企業保守合計苦吞高達2千億元虧損,這相當去年全體本國銀行獲利的三分之二;比起2008年金融海嘯造成雷曼兄弟連動債變壁紙,當時散戶們總投資金額為4百多億元,但這次企業的虧損金額,是當時的五倍!

《商業周刊》獨家調查發現,風暴發生至今一年,官方以為風暴停歇,但企業因財務失血而帶來的營運危機,才正要進入暴風中心。

理由一,虧損金額比預期還大。金管會雖在去年初處分或警告銷售不當的銀行,讓交易冷卻,但銀行在客戶做人民幣大虧後,竟又轉推銷客戶買進看空日圓的TRF,損失金額擴大。

理由二,虧損轉成欠債,企業週轉陷困境。許多企業因虧損擴大被銀行強制平倉,其鉅額虧損被銀行轉成債權,無力還款的企業,正陷入生死交關。

我們發現,因還不出欠款而倒閉、停業的公司,開始出現在經濟部商業司的公司登記資料中。企業因投資TRF而財產遭銀行假扣押、強制拍賣的法院裁判書,近一年內暴增逾10倍。

這些倒閉的公司中,並非是毫無競爭力的企業,其中有全球員工達8百人的南台灣知名回流台商,有員工約2百人的全球市占率前五大的聖誕燈線製造商等。

商周記者明查暗訪到超過20家以上的受損企業,其中不乏有被媒體多次報導的產業隱形冠軍,也有代工鞋廠、中部五金製造業者、知名國際食品公司的供應商、帝寶住戶也有兩戶以上受創,還有數位在中國各省台商會,曾當上會長、副會長的大咖台商。

這不只是個別企業投資虧損的問題,而是台灣中小企業的堅實競爭力,正遭受重創。

企業慘賠,銷售產品給這些企業戶的銀行,竟然也是輸家。現階段銀行提列的TRF客戶呆帳準備金,已超過百億元,數家目前只提列十多億元的大銀行,更傳出即將提高準備金到5、60億元水準,等於把當年銷售的獲利全都吐回去。

甚至,惠譽信評估計,若出現人民幣貶值到7元兌1美元的極端情境,台灣的銀行業呆帳將逼近8百億元。

中小企業、銀行都元氣大傷。正因為台商多、有人民幣資金往來需求,這波人民幣TRF商品大虧損,台灣竟成了全球災情最慘重的地區。

在這場本地有史以來最慘烈的中小企業衍生性商品受災風暴,各種不可思議、戲劇化的故事,正赤裸裸的展現極端狀況下的人性,與台灣金融產業的結構性問題。

2016年3月8日 星期二

2016年房市進入寒冬


今年的房市,越來越多的建商被法拍,如果人生沒有特別的情況,一輩子最大的投資就是買房吧。

如果買到這些建商的銷售案,又遇到房屋被法拍,真的是欲哭無淚。購買前,還是查清楚建商的口碑,在市場上這個品牌持續多久,很多建商不斷改名字,或者上市櫃公司的建商負債比過高,這些都是盡量避免購買的名單。


10家建商被法拍了 你沒中吧?


維冠大樓震倒,讓民眾開始正視建商品質。房地產專家認為,建商是否曾因財務問題,淪入法拍市場,是評選要點。



自2014年以來,建商名下資產遭法拍的家數,逐年提升,光是今年3月,已公告將法拍的建商就有10家。幾乎是每3天就有1家建商資產遭拍賣。
 
此外,觀察近2年名下資產遭法拍的建商,物件法拍原因幾乎全與「拍賣抵押物」、「清償債務」和「給付票款」有關。寬頻房訊認為,以房市冷清的狀況,尤其中小型建商,特別容易因資金斷鏈或周轉不靈,而造成財務危機。
 
以今年3月10家名下資產遭法拍的建商來看,5家已停業、5家仍在營業中。房市名嘴Sway指出:「留意高槓桿操作建商所賣的預售屋,上市建商可觀察其現金流量,若建商有官司或被法拍,小心無法交屋。」
 
台中市建經協會理事長劉明宗表示,「民眾若看不懂品質,就要懂得去蒐集資料,法拍物件的查詢,是一個管道。」另外,若沒有主動提出售後服務、或是建築資歷淺、營建團隊默默無名的建案,都要審慎評估再出手。(詹宜軒/台北報導)
 



2016年2月20日 星期六

2016年最夯的15個IT高薪證照

對於今年想要透過考證造增加薪水籌碼的IT人員,可以看一下2016美國最夯的15個證照。

15 Top-Paying Certifications for 2016

John Hales, Global Knowledge VMware, SDN and SoftLayer instructor, A+, Network+, CTT+, MCSE, MCDBA, MOUS, VCP, VCAP, VCI, EMCSA

Introduction
Which mainstay certifications should be in your list of credentials? What's the next up-and-coming certification? This article will help you answer both questions by providing a review of the 15 top-paying certifications. I've provided a brief description of each, as well as the average salary each certification commands based on the 2016 IT Skills and Salary Survey conducted by Global Knowledge in the fall of 2015. Since the survey was distributed nationwide, variations exist based on where you work, your years of experience and the type of company you work for.

Top 15 Methodology
To qualify for this year's list:

A certification had to have at least 100 survey responses to ensure that the data was statically accurate. The affiliated certification exam had to be available as of the writing of this article.

Some certifications may pay more than those listed but were excluded from this article due to a low number of survey responses or lack of future availability.

Certifications
1. AWS Certified Solutions Architect - Associate
$125,871
Amazon Web Services' baseline certification, AWS Certified Solutions Architect - Associate, debuted in mid-2013 and is intended for individuals with experience designing distributed applications and systems on the AWS platform. The AWS Certified Solutions Architect - Associate certification exam addresses a range of topics, including designing on AWS, selecting the appropriate AWS services for your situation, ingress and egress of data to and from the AWS, estimating AWS costs and identifying cost-control measures.

Since the release of the AWS Certified Solutions Architect - Associate certification, AWS has rolled out four additional certifications, including the AWS Certified Solutions Architect - Professional. According to this year's salary survey responses, each of the five AWS certifications brings in an average salary of more than $100,000, but the others did not meet the minimum number of responses needed to make our list. Based on the number of companies moving to the cloud and the growth of AWS, I would certainly expect to see a few more AWS certifications on next year's list.

2. Certified in Risk and Information Systems Control (CRISC)
$122,954
Similar to the way that CompTIA manages the A+ and Network+ certifications, the nonprofit group ISACA, which formerly stood for Information Systems Audit and Control Association but now is an acronym only, offers the CRISC certification.

Designed for IT professionals, project managers and others whose job it is to identify and manage risks to IT and the business through appropriate information systems (IS) controls, CRISC certification, introduced in 2010, covers the entire life cycle, from design to implementation to ongoing maintenance. It measures two primary areas: risk and IS controls. Similar to the IS control life cycle, the risk area spans from identifying and assessing the scope and likelihood of a particular risk to monitoring for it and responding to it if/when it occurs.

More than 18,000 people worldwide have earned this credential. Because of the demand for professionals with these skills and the relatively small supply of those who have them, CRISC is the second highest-paying certification on the list year.

To obtain CRISC certification, you must have at least three years of experience in at least two of the four areas that the certification covers, and you must pass the exam, which is only offered twice a year. In addition, continuing education credits are required each year to maintain your certification. This is not a case where you can just take a class and get certified. Achieving CRISC certification requires ongoing effort and years of planning.

3. Certified Information Security Manager (CISM)
$122,291
ISACA also created the CISM certification. It's aimed at management more than the IT professional and focuses on security strategy and assessing the systems and policies in place more than it focuses on the person who actually implements those policies using a particular vendor's platform.

More than 27,000 people have been certified since its introduction in 2002, of which 23,220 are currently certified, making this a highly sought-after area with a relatively small supply of certified individuals. In addition, the exam is only offered three times a year, making taking the exam more of a challenge than with many other certifications. It also requires at least five years of experience in IS, with at least three of those as a security manager. Your experience must be within the 10 years before taking the exam or five years after passing it. In addition, continuing education credits are required each year to maintain your certification. As with CRISC, requirements for CISM certification demand effort and substantial planning.

4. Certified Information Systems Security Professional (CISSP)
$121,923
Offered by the International Information Systems Security Certification Consortium (ISC)2, CISSP is designed to provide vendor-neutral security expertise similar to the certifications that ISACA offers. Launched in 1994, CISSP consists of an exam based around eight areas in computer security, including security and risk management, communications and network security, software development security, asset security, security engineering, identity and access management, security assessment and testing, and security operations.

CISSP candidates must have at least five years of full-time experience in at least two of the eight areas tested. If you don't have the work experience, you can still earn an Associate of (ISC)2 designation while working toward the full certification.

CISSP certification has a broad focus, covering many different areas in a single certification. There are nearly 104,000 CISSPs worldwide, with approximately two-thirds of them in the United States. To remain certified, CISSPs must earn Continuous Professional Education (CPE) credits every year.

5. Project Management Professional (PMP®)
$116,094
The fifth highest-paying and the first that is business-related instead of technical-related, the PMP certification was created and is administered by the Project Management Institute (PMI®) and is the most recognized project management certification available. There are more than 658,000 PMPs worldwide.

The PMP certification exam tests five areas relating to the life cycle of a project: initiating, planning, executing, monitoring and controlling, and closing. PMP certification validates expertise running any kind of project and is not specialized into sub types, such as manufacturing, construction or IT.

To become certified, individuals must have 35 hours of PMP-related training. In addition, those who have less than a bachelor's degree must have 7,500 hours of project management experience, while those who have a bachelor's degree or higher need 4,500 hours. To maintain PMP certification, continuing education credits are required each year. PMP certification is another that requires years of planning and effort.

6. Certified Information Systems Auditor (CISA)
$113,320
CISA certification is ISACA's oldest, dating back to 1978, with more than 115,000 people certified since its inception. Of those, 78,640 are still certified. CISA certification requires at least five years of experience in IS auditing, control or security, in addition to passing an exam that is only offered three times per year. Maintaining CISA certification means earning continuing education credits each year.

CISA certification is usually obtained by those whose job responsibilities include auditing, monitoring, controlling, and/or assessing IT and/or business systems. It is designed to test the candidate's ability to manage vulnerabilities and propose controls, processes, and updates to a company's policies to ensure compliance with accepted IT and business standards.

7. Cisco Certified Internetwork Expert (CCIE) Routing and Switching
$112,858
CCIE Routing and Switching is one of the highest-level certifications available. Only the Cisco Certified Architect is higher, and it is aimed more at networking designers and architects than implementers and troubleshooters as this CCIE is. As such, CCIE Routing and Switching is the highest-paying Cisco certification on this list. With this certification, along with an associate-level and two professional-level certifications, Cisco has the most certifications in the top 15 this year. There are other CCIE tracks-collaboration, data center, security, service provider and wireless-and all command a similarly high salary, but none of the others met our list's requirement to have at least 100 survey responses.

Unlike most Cisco certifications and many others at this level, there are no formal prerequisites for CCIE Routing and Switching in terms of training or certification. You simply must pass a written exam and then pass an eight-hour hands-on, in-person lab exam. Cisco currently operates 10 CCIE lab exam locations around the world-two are in the United States.

Topics covered on the two exams include technologies used in Layers 2 and 3, security, VPNs, and infrastructure services such as Quality of Service (QoS), Dynamic Host Configuration Protocol (DHCP), and Simple Network Management Protocol (SNMP).

CCIE Routing and Switching is considered an industry-leading networking certification. There are only about 27,000 CCIEs in routing and switching in the world, and about a quarter of them have not met the recertification requirements, so professionals with this level of expertise are in higher demand and, therefore, command a higher salary.

8. Cisco Certified Network Associate (CCNA) Data Center
$107,045
Though associate-level Cisco certifications have been around a very long time, the data center certification track that includes CCNA, CCNP and CCIE levels were introduced in 2012. The track is aimed at data center technologies, such as networking (especially with Nexus physical and virtual switches), storage (especially converged storage involving Fibre Chanel over Ethernet [FCoE] and standard network traffic on the same network infrastructure and cards), compute (primarily around Cisco's UCS technologies), virtualization and various network services, such as global and local load balancing.

Achieving CCNA Data Center certification requires passing two exams. The first is focused primarily on the networking aspects, especially the Nexus technologies, including configuring and verifying their operation, VLANs, coming up with an IP address scheme, etc. The second exam covers primarily unified computing (UCS setup and configuration), virtualization (server and device virtualization and the Nexus 1000V virtual switch), and storage networking (including FCoE, SAN connectivity, zoning and Virtual Storage Area Network [VSAN]). Together these two exams verify familiarity with a large portion of common data center technologies implemented by Cisco.

Due to the broad nature of this exam and the widespread use of Cisco technologies, this is a great place for those interested in data center administration to begin certification.

9. Cisco Certified Design Professional (CCDP)
$105,008
CCDP is a professional-level Cisco certification-that's the level between the entry-level associate tracks and the expert level that we covered in the previous two certifications. Professional-level certification tracks show a greater depth and specialization in certain topics than the associate-level ones. CCDP certification is designed for senior-level architects who want to design more advanced network topologies and services. There are three exams required for this certification-two are focused on implementation (routing and switching) and one on architecting. The two implementation exams are required for this certification, as well as for the CCNP Routing and Switching certification.

Topics covered on the implementation exams include the technologies associated with switching (discovery protocols, trunking, spanning tree, LACP, etc., including the security features available at this layer) and routing (TCP versus UDP operation, frame relay, subnetting, DHCP, routing protocols, including features and limitations, VPN technologies, and the security options at this layer). In addition to the practical implementation details, CCDP validates knowledge of designing for proper and optimal use of the protocols covered on the implementation exams, as well as high availability, small and large multisite campus networks, edge connectivity with other networks, designing for the large data center, using network virtualization technologies, and much more on the security of all of the above.

This combination of design and implementation skills is what makes this certification more challenging to achieve.

10. Certified Ethical Hacker (CEH)
$103,297
The International Council of E-Commerce Consultants (EC-Council) created and manages CEH certification, which is aimed at security officers and auditors, site administrators, and others responsible for network and data security. The exam is designed to test a candidate's abilities to prod for holes, weaknesses and vulnerabilities in a company's network defenses using techniques and methods that hackers employ. The difference between a hacker and a CEH is that a hacker wants to cause damage, steal information, etc., while the CEH wants to fix the deficiencies found.

CEH exam topics include scanning networks, malware threats, session hijacking, denial of service, social engineering, hacking wireless networks, hacking mobile platforms, cryptography, cloud computing, and evading IDS, firewalls, and honeypots.

Given the many attacks and great volume of personal data at risk and the legal liabilities possible, the need for CEHs is quite high, hence the salaries reported.

11. Six Sigma Green Belt
$102,594
Six Sigma is a process of analyzing defects-that is, anything outside a customer's specifications-in a production/manufacturing process, with a goal of no more than 3.4 defects per million "opportunities" or chances for a defect to occur. The basic idea is to measure defects, analyze why they occurred and then fix the issue(s). There is a Six Sigma process for improving existing processes and a slightly modified version for new processes or major changes. Motorola pioneered the concept in the mid-1980s, and many other companies have since followed their examples to improve quality.

Unlike most of the other certifications on this list, Six Sigma Green Belt is not IT-specific. Instead it's primarily focused on manufacturing and producing better quality products. No standards organization owns it, and there is no standard certification exam. In fact, some organizations can certify an individual for simply taking a course or participating in a project. Many university and for-profit groups offer training.

Since no organization owns Six Sigma certification per se, the specific skills and number of levels of mastery vary depending on the organization or certifying company. Entry level is typically Green Belt, progressing to Black Belt and Master Black Belt.

12. Citrix Certified Professional - Virtualization (CCP-V)
$102,138
CCP-V is a newer certification from Citrix that replaced Citrix Certified Enterprise Engineer (CCEE) certification, which was retired in November 2014. Focused on XenDesktop 7, CCP-V requires that candidates have already earned Citrix Certified Associate - Virtualization (CCA-V) certification. CCA-V certification covers the basics of managing, maintaining, monitoring and troubleshooting, while CCP-V certifies that candidates can deploy applications and virtual desktops using a variety of Citrix technologies, primarily XenDesktop 7, as well as some aspects of XenServer and NetScaler. CCP-V certification is valid for three years.

13. Cisco Certified Networking Professional (CCNP) Security
$101,414
The fourth Cisco-related certification and the sixth security-related certification on this year's list is CCNP Security. Achieving CCNP Security certification requires that you have achieved CCNA Security or any CCIE and that you pass four security implementation exams covering secure access, edge network security, secure mobility and threat control.

The Implementing Cisco Secure Access Solutions (SISAS) exam focuses primarily on identity management, including 802.1x, RADIUS, LDAP and BYOD issues, as well as threat defense, including the Cisco TrustSec architecture used in a wide variety of Cisco products from switches to routers to wireless access to firewalls.
The Implementing Cisco Edge Network Security Solutions (SENSS) exam covers firewalls, Layer 2 security, Cisco network device hardening, Cisco Security Manager, NetFlow, logging and virtualization/cloud security.
The Implementing Cisco Secure Mobility Solutions (SIMOS) exam covers remote access and site-to-site VPNs in detail, as well as common encryption and hashing algorithms and PKI.
The Implementing Cisco Threat Control Solutions (SITCS) exam covers a wide range of cisco security devices, the role of Intrusion Prevention Systems (IPSs), and how to design secure Web, email, and general application solutions.
As you can see from the exams, the expertise required to achieve CCNP Security certification is quite broad, covering a wide range of security-related topics at a practical implementation level. Networking security is already very popular and growing at a rate of five percent per year, and many of the areas inside security are growing much faster, including mobile security (18 percent) and cloud security (50 percent). This makes security a very good area for job growth and salary growth until the supply of and demand for certified security professionals is more in balance, which may take several years at least.

14. ITIL® v3 Foundation
$99,869
ITIL was created by England's government in the 1980s to standardize IT management. It is a set of best practices for aligning the services IT provides with the needs of the organization. It is broad-based, covering everything from availability and capacity management to change and incident management, in addition to application and IT operations management.

Formerly known as the IT Infrastructure Library, ITIL is composed of a set of books. Five books define the various project life cycle stages:

Service Strategy, where organizational and customer needs are determined and documented.
Service Design, where the defined service strategy gets turned into a plan for meeting those needs.
Service Transition, which covers how to add new services into an existing environment.
Service Operation, covering how to manage the deployed services.
Continual Service Improvement, which covers both incremental and major upgrades to the deployed services.
Over the last 30 years, ITIL has become the most widely used framework for IT management in the world. ITIL standards are owned by AXELOS, a joint venture company created by the Cabinet Office on behalf of Her Majesty's Government in the United Kingdom and Capita plc, and they have authorized partners who provide education, training and certification. The governing body defined the certification tiers, and they leave it to the accredited partners to develop the training and certification around that framework.

ITIL Foundation is the entry-level ITIL certification and provides a broad-based understanding of the IT life cycle and the concepts and terminology surrounding it. Anyone wishing for higher-level certifications must have ITIL Foundation first, so people may have higher certifications and still list this certification in the survey, which may skew the average salary somewhat.

15. VMware Certified Professional 5 - Data Center Virtualization (VCP5-DCV)
$99,334
The VMware Certified Professional (VCP) is VMware's oldest and former entry-level certification. As VMware's product portfolio has grown over the last several years, the company decided that a single certification was not sufficient. Now, VMware Certified Associate (VCA) is the entry-level certification, and several VCP tracks exist, enabling VCPs to specialize.

The only VCP track to break the top 15 this year-due to number of responses, not salary-is the Data Center Virtualization track, the largest and oldest of the VCP tracks. VCP-DCV certifies one's knowledge of and ability to perform basic deployment and administration of vCenter and ESXi.

According to VMware's policy established in 2014, in order to remain certified, every two years, VCPs must recertify on their current track, take an exam in another VCP track or take a higher-level exam. Also, with the release of vSphere 6, becoming certified requires two exams: a Foundations exam that applies to all tracks and a track-focused exam.

2016年1月2日 星期六

認識「區塊鍊」(blockchain)技術

Bitcoin帶來的貨幣改革,也慢慢影響到現實生活的金融交易。Blockchain技術,帶來防止資料被竄改的優勢,有空看一下這篇文章吧。

比特幣技術將顛覆銀行!防駭易管理、FinTech靠它


虛擬貨幣比特幣可能逐漸退燒,不過比特幣科技才正要出現爆炸性應用!25家銀行攜手合組聯盟,推動比特幣背後的「區塊鍊」(blockchain)技術,不僅可用於匯款、股票交易等,未來投票、汽車牌照登記等,或許都會改用此一技術。

CNBC和equities.com報導,區塊鍊被視為金融科技(FinTech)的顛覆性科技,區塊鍊能清楚紀錄每一筆交易、不會遭駭,比特幣只是這個技術的「暖場秀」而已。簡單來說,區塊鍊是公開透明的交易紀錄方式,沒有中央管理系統,每個端點都可儲存交易資料,結合各端點數據後,能創造出具有明確時間點的完整交易紀錄,由於資料持續在數千個端點分享,能及早發現不完整的數據,避免寫入。

這麼做的好處是,要是有哪個端點的操作者想偽造資料,其他端點若不加以確認,就無法記入正式數據當中。傳統的集中管理系統,不管有多嚴格的防護措施,都可能遭駭,區塊鍊等於讓帳簿正本不復存在,駭客無處下手,他們可以改動一兩處數據,但不可能變更所有端點的資料。從比特幣歷史看來,這個技術確實能夠防駭。

高盛和巴克萊認為,此一技術可用於銀行轉帳交易、證券交易等。那斯達克證交所和高盛都打造了運用區塊鍊的交易平台。不僅如此,區塊鍊還能用於投票、汽車牌照登記、槍枝管制、貿易收支、紀錄藝術品所有人等。

彭博社、Business Insider 17日報導,IBM Corp.、英特爾(Intel Corp.)與富國銀行(Wells Fargo)在內的重量級企業週四(12月17日)宣布共組聯盟,將與Linux基金會(Linux Foundation)聯手為新興的「分佈式分類帳」(distributed ledger)技術打造免費且開放的版本。

什麼是分佈式分類帳技術?其實,這個技術與數位貨幣「比特幣」(bitcoin)息息相關。簡單來說,區塊鍊主要是把一個資料庫分拆給多個電腦使用,讓這個資料庫無法被單一實體掌控,同時並以加密的方式保護資料、追蹤付款與收款人、監控交易餘額。這一整個系統,就被稱為「分佈式分類帳技術」。只要銀行或交易所確認某家公司的確擁有能夠與另一家公司交易的資金或資產,那麼整個結帳的時間將可縮短至數秒鐘。

*編者按:本文僅供參考之用,並不構成要約、招攬或邀請、誘使、任何不論種類或形式之申述或訂立任何建議及推薦,讀者務請運用個人獨立思考能力,自行作出投資決定,如因相關建議招致損失,概與《精實財經媒體》、編者及作者無涉。

資料來源-MoneyDJ理財網